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FAQS - INSURANCE FOR MEDICAL WIGS

All You Wanted to Know

 

Will My Insurance Company pay for my Wig?

Your Coverage Depends on Your Insurance Plan

For medical hair loss, you may obtain payment for the full cranial prosthesis. Depending on your policy, some insurance companies will require you to pay upfront and then be reimbursed, others will pay for your prosthesis upfront.


Most insurance companies will cover between 80-100% of the cost for your full cranial prosthesis and will allow you to receive one cranial prosthesis per year for medical hair loss. Depending on your insurance, your prosthesis may also be a tax deductible medical expense. Through research, we discovered that in default policies there is no coverage for wigs as they are part of the Standard List of Exclusions. However, you can contact your employer's HR department or your insurance broker to renegotiate your insurance contract to include your cranial prosthesis coverage.

Can I apply for my Wig on my own?

Yes, Here's How To Apply For A Cranial Prostheses

  1. Contact your health insurance provider and ask if your policy covers a “medical cranial prosthesis”(not a wig) for medical hair loss. If it is covered, ask them to explain their specific requirements and procedure to obtain payment for a medical cranial prosthesis.Note: Some insurance companies will require you to pay for your cranial prosthesis upfront and then be reimbursed.

  2. Ask your physician to write a prescription for a “medical cranial prosthesis” (not a wig) and your specific diagnosis.

  3. Complete all insurance forms and make sure they are signed by your physician. Usually, you can find the claim forms on the website of your health insurance provider.

  4. Get a “medical cranial prosthesis” receipt from your wig provider, wig store or hair replacement center. Note: Keep copies of All documentation and invoices for your records.

**Beware that not all health insurance providers cover medical cranial prosthesis however, most do. The amount of reimbursement you receive will ultimately depend on your health insurance coverage.

Which Insurance Companies will pay for a Cancer Wig?

Most Types of Medical Hair Loss Covered By Insurance


  • Alopecia Hair Loss

  • Chemotherapy Related Hair Loss

  • Radiation Related Hair Loss

  • Thyroid Related Hair Loss

  • Kidney Related Hair Loss

  • Cancer Related Hair Loss

  • Medical Hair Loss Due to Genetics, Stress, Reaction to Medical Illness, Life and Environmental Changes, Aging, Thinning, and/or Balding

Frequently Asked Questions

Black and White Star in Circle

Are your wigs only for Cancer Patients?

No. We have wigs for every situation, including hair loss due to alopecia, female pattern baldness, trichotillimania or medication side effect. We also offer wigs and hairpieces for fun and fashion!



Why did my Human Hair Wig Lose Its's curls?

The factory style in Human hair wigs are made by setting and not by perm. Therefore, curls will always wash out of Human hair wigs.

What is the difference in cap construction?

The cap construction refers to the material used to create the base, and how the hair is attached to the base:the scalp for a cooler, more comfortable fit.

A “Monofilament” wig features a transparent mesh top with hairs individually hand-sewn, so that the wearer’s own scalp shows through, thus creating the appearance of hair growing natural from your own head.

A “Hand-tied” wig, also called a cranial prosthesis, is a wig designed specifically for medical hair loss. The entire wig features hairs hand-sewn onto a soft, mesh base – which is designed to be supurbly comfortable against a bare scalp. Hand-tied wigs are noticeably lighterweight than traditional wigs and incredibly natural in appearnace.

What should I choose - Human or Synthetic Hair?

Human hair wigs are popular because of their luxurious texture, styling versatility, and long lifespan. Just like your own hair, they can be styled with heated styling tools – curled or flat ironed. If you want long (shoulder length or longer), we highly recommend human hair, as it holds up much longer and resists frizzing.
Many women prefer synthetic wigs because of their lower cost and easy maintenance. Most synthetics – especially the shorter styles – feature shake-and-go styling. Just put it on in the morning and go!